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Your Teenager and Car Insurance Part 2: Best Car

‘Safety first’ should be the motto for parents who shop for a teen’s first vehicle.

 

On Wednesday, Woodinville Patch offered tips for purchasing car insurance for the teenage driver (). Today, we look at what to consider when buying a car for your teenager.

Experts agree the first thing to consider is safety, not image. The latest statistics from the Washington State Safety Traffic Commission show that 250 young men aged 16-20 died in traffic related accidents 2006-2010, and 99 young women in the same age bracket died during that same period. According to the Centers for Disease Control, traffic accidents are the leading cause of death among teenagers, accounting for one third of all teen deaths in the United States.

According to the Commission, teen drivers:

  • Tend to drive with smaller gaps between vehicles
  • Use seatbelts less often
  • Are involved in more single-car collisions Are overrepresented in nighttime and weekend collisions
  • Are more likely to: 

            - be at fault in a collision 
            - speed 
            - accumulate moving violations 
            - have teenage passengers, which increases crash risk
            - violate traffic signs and signals 
            - overtake other vehicles in a risky manner
            - fail to yield to pedestrians

For more information on how parents can help teenagers become better drivers, check the Washington Teen Driver Safety Week by clicking here.

“From an insurance perspective, your child’s car doesn’t really matter. It’s the fact that he or she is driving at all that’s expensive,” writes Des Toups at CarInsurance.com. The story includes information drawn from Woodinville’s 98072 Zip code, and explores how much an insurance policy is likely to cost the family that buys a used car for a teen driver.

The story also lists the top 20 best used cars for a teen driver, including information on pricing, reliability and fuel economy. Topping the list is the 2008 Audi A3, followed by 2008 Honda Accord 4-door, 2008 Mercury Sable, 2008 Ford Taurus and 2008 Subaru Forester. To read the entire list, click here.

Annie Archer (Editor) June 21, 2012 at 01:42 pm
What car did you settle on for your teen driver?

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Margaret Coombs Hughes June 18, 2013 at 12:08 pm
Nicely written Angela! Nicely written.
Margaret Coombs Hughes June 18, 2013 at 12:16 pm
Hello Mr. Francois and NSD School Board, I have been keeping an open mind about the choice ofRead More Wednesday as the early release day. I kept an open mind, but not so open that my brains fell out. I voted for Friday for a reason. Not to take my child out of school early or in hopes that teachers would see it as a day off, but because it made the most sense for my family. Wednesday wasn't a horrible day and was my 2nd choice. Personally, now, after reviewing others input, your input and doing some thinking on my own, I believe you made the wrong choice. Your parents have brains, we are educated and we gave you our opinion and trusted that you would actually use the poll data wisely. You failed us, therefore you failed our children. It is okay so say you made a mistake, that is what we teach our children. Please tell your parents you made a mistake and make Friday early release day for the new school year. Positively hopeful! Margaret Hughes Woodinville, WA
Atammayatarama Buddhist Monastery June 17, 2013 at 01:15 pm
Please note this is not a religious activity. YOUR GREAT OPPORTUNITY TO OBSERVE THOUGHTS, FEELINGS,Read More SENSATIONS, AND EMOTIONS IN SILENT MEDITATION, AND WITH MINDFULNESS THROUGH-OUT THE DAY.
auran June 13, 2013 at 09:14 am
We did not see the cougar recently, but interestingly saw one in the same location several monthsRead More ago.
Gail June 12, 2013 at 06:15 pm
No-brainer, switch to someone else. And tell everyone else to do so too. Like you already are here.
DebbieKat June 12, 2013 at 07:10 pm
I've been using BECU for 13 years and they are awesome. I also have an account with Alaska FederalRead More Credit Union. They're decent too.
Photo credit:  Scott Garside
Torrey June 10, 2013 at 07:49 am
We saw one land in Wilmot Gateway Park on Saturday morning.
Lisa Baumann (Editor) June 10, 2013 at 08:52 am
Cool Torrey. Thanks for sharing!
Don Means June 10, 2013 at 03:01 pm
I have lived in Woodinville for over18 years. For around 5 years after we moved there on any warmRead More summer night you could look up and see at least 3 balloons and many times 4,5,6 or 7 of them but that all stopped abruptly one year. The explanation we got was that the balloonist were following the French historical practice of awarding a bottle of champagne to any land owner who's land they happened to land on. Well, the state couldn't allow that since the balloonist had no liquor license. Don't you just love government?